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WHAT IS RIPPLE

Ripple is real-time gross settlement system (RTGS), currency exchange by Ripple. It is also called the Ripple Transaction Protocol (RTXP) or Ripple protocol. it is built upon a distributed open source Internet protocol, ledger and  cryptocurrency called XRP (ripples). Ripple enables, Secure, fast, instant and free global financial transactions of any size with no chargebacks. The digital currency XRP acts as a bridge currency to other currencies. It supports tokens that represents fiat currency, cryptocurrency. It is based around a shared, public database which uses a process that allows for payments, exchanges and remittance in a distributed process. It is fastest and most scalable Digital Asset in the world. Ripple is a very popular network as many banks across the world use it as the basis for their own settlement 

History Of Ripple

Ripple is a technology that acts as both a cryptocurrency and a digital payment network for financial transactions. It was first developed in 2004 by Ryan Fugger, a  web developer in Vancouver, British Columbia. Fugger conceived of the idea after working on a local exchange trading system in Vancouver with his intent to create a decentralized monetary system that effectively allow individuals and communities to create their own money. This led to the conception of a new system by Jed McCaleb of eDonkey network, which was designed and built by Arthur Britto and David Schwartz In May 2011, the development of a digital currency system begins in which transactions were verified by consensus among members of the network, rather than by the mining process used by bitcoin, which relies on blockchain ledgers This new version of the Ripple system was designed to eliminate bitcoin's reliance on centralized exchanges, It use less electricity than bitcoin and perform transactions much more quickly than bitcoin. Chris Larsen founded the lending services companies E-Loan and prosper, joined the team in August 2012  and together McCaleb and Larsen approached Ryan Fugger with their digital currency idea. In September 2012 the team co-founded the corporation OpenCoin, or OpenCoin Inc. launched Ripple

Features of Ripple

  • Banks are now accepting Ripple coins:
    The digital currencies do not have any physical appearance due to this the financial institutes like a bank does not accept it. Even the digital currency like Bitcoin is not acceptable by most of the banks around the world. Ripple is different. The XRP has been accepted by many known banks around the world. The Santander (a UK based bank) was the first who accepted this coin. There are more than 75 international banks who are accepting Ripple as a currency.
  • It is the third most popular digital currency:
    The digital currencies are becoming popular day by day. Investors are investing billions of money in this.After Bitcoin and Ethereum, Ripple is the third most popular currency. As an investor point of view, the chances of profits are high.
  • XRP can be sent anywhere around the world:
    XRP has been accepted by many banks in different countries. This makes it easy for its investors to transfer it in another part of the world within seconds or exchange You do not need to wait for the specific price to exchange or convert your ripple coin in any other currency. 
  • Ripple has an impressive list of investors:
    Ripple is a startup which has been financed by different investors. Since the value of Ripple is increasing, Google also invested in this and many other popular and known companies also decided to invest in this venture capital in coming months. This gives Ripple an authority to invest and build trust for their investors.

  • Current Acceptence of Ripple in the World.

    Ripple is the only blockchain payments provider with proven commercial deployments. Popular financial institutions like  MUFG, BBVA, SEB, Akbank, Axis Bank, YES BANK, SBI Remit, Cambridge Global Payments, Star One Credit Union and eZforex.com adopted the Ripple for payments because of the reduced time and cost associated with global transactions. BBVA, one of the top 50 largest banks in the world, is using Ripple to enable real-time payments between Europe and Mexico. Digital banking pioneer and one of Turkey’s largest private banks, Akbank, is the first bank in Turkey to adopt blockchain. Cambridge Global Payments and Earthport are collaborating with Ripple to improve the customer experience, increase the reach and reduce the cost of real-time cross-border payments.


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