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Buy Bitcoin and Cryptos with Credit Card

Buying bitcoin, ethereum, and more 150+ crypto in India just got easier, now you can purchase it instantly with credit cards, debit cards, mobile banking, payment apps, and direct bank account transfer through IMPS/NEFT.

Make Secure Payment with

visa master-card

1 BTC to INR

Instant Buy

Current Price of 1 BTC = 600,000 INR
For 100 INR you will get = 0.00045 BTC

How to buy Bitcoin and crypto with credit card


Choose Crypto

Explore the vast list of more than 150+ cryptocurrency and choose best coin you want to invest in.


Add New Credit or Debit Card

Users need to add a credit card or debit card by filling sensitive card details and tick checkbox to save the details


Add Billing Details

Billing details need to be added like address, and address proof document to get the payment details.


Add PIN/OTP to Deposit

User need to add one-time password or ATM pin in order to finalize the payment which will then reflect in the crypto wallet.


Buy Crypto

Use the Deposited amount you added through credit card to buy crypto. Simply select the coin from the list that you want to buy, enter the desired quantity, check the credit card transaction fees, and click the buy button.

Everything you need to know before buying Bitcoin and Crypto with Credit Card


Large sum of money upto Max limit can be utlized

Credit card allows holder to buy crypto with large money due to extra limit of any card, which help investor to buy more quantity of crypto


Lower acceptance from major banks

Numerous significant U.S. and around the globe credit card issuers forbid cardholders from using their credit cards to buy cryptocurrencies which result in very few options to use credit card to buy crypto


Purchase through credit card is not instant

Every transaction on exchange through credit card is expected to take a day or two to make sure it is legitimate and not being used fraudulently. This kind of delay might not be the best in the volatile world of cryptocurrencies.


High investment risk

Investing in crypto using your credit card can lead to serious debt. Cardholders can quickly accrue fees and interest they may later be unable to pay back, significantly increase their credit utilization rate or can lose their investment value due to a volatile crypto market.


Why you should choose instant transfer instead of credit card to buy bitcoin in India

Although you can buy bitcoin, ethereum, and other cryptocurrencies with a credit card, the process is lengthy and complicated. To save time, you can use other payment methods such as instant bank transfers via IMPS and NEFT.

Here are some of the reasons why you should use instant transfer rather than a credit card.

Financial venture Risk & Highest Fees

Buying cryptocurrency with a credit card is possible, but it is a risky financial venture. Cardholders can expect fees on both sides of a cryptocurrency and credit card transaction, foreign transaction fee, as well as the risk of losing money quickly due to volatile currency values and high interest rates.

Your credit score could be impacted

It is possible to buy cryptocurrencies with a credit card, but your credit score is likely to suffer if you find yourself unable to pay off the balance or make payments on time.

Your Credit Card information could be at risk

Many scams target newcomers or users looking to make a quick buck. While credit cards have strong fraud protection, every user should be able to recognise and avoid a scam. At BuyUcoin, we always advise users to conduct thorough research before making any cryptocurrency purchase.

We recommend all to choose NEFT,RTGS & IMPS instead of using credit card.

Fee and Features Comparison




Transaction Fess on buying Bitcoin

High Credit Limit

High Fees

Trasactional Time is High

Not that secure


Instant Transfer


Transaction Fess on buying Bitcoin

Zero Fees

Highly Secure

Instant Payment

No lapse of amount incase of failed transactions

Buy Now



Transaction Fess on buying Bitcoin

Minimal Bank Merchant Charges

No Chance of Fraud

Available 24X7

Minimum and maximum Transactional Limit is flexible

Buy Now
Earn Free Bitcoin

Frequently Asked Questions

Have a question in your mind. We have some of the most frequently asked questions just right here

Can you use a credit card to buy crypto?

It is possible to use a credit card to buy bitcoin, ethereum, stablecoins or other cryptocurrencies, but may be blocked by your own credit card company or exchange that sells cryptocurrencies. Most of the large Indian credit card issuers do not allow the purchase of cryptocurrency, while others penalise cardholders with fees. But instead you can do direct bank transfer through NEFT/IMPS and phone payment more easily.

Can I purchase Bitcoin with credit card?

Investors in India can buy bitcoin with a credit card on some platforms that allow users to buy bitcoin without verifying their ID. These platforms range from unregulated bitcoin exchanges to third-party bitcoin wallets. However, some of these platforms may be unsecured and may not accept your credit card information.

What is the best way to buy Bitcoin?

You can easily and fast buy 150+ cryptos like Bitcoin, Ethereum, Ripple, Dogecoin, Litecoin, and more via Direct Bank Transfer, IMPS/NEFT. Which provides good investment opportunity in a secure and quick manner without wasting any time.

Is it safe to buy Bitcoin with a credit card?

Buying cryptocurrency with a credit card is possible, but it can be a risky financial venture. Investor can be in serious debt as crypto market is highly volatile which also incur high interest rates.

Is Buying Bitcoin with credit card a cash advance?

Those that do allow you to buy cryptocurrency with your credit card will most likely consider it a cash advance. This means you'll be charged a cash advance fee (typically 3% to 5% of the total transaction amount).

How do add funds in my crypto wallet with a credit card?

Users need to click the top up button in wallet section, then add card details, save the card for verification, then add amount and eventually fill otp or bank pin to validate the transaction. In this way you can add funds to your crypto or bitcoin wallet.