Crypto Spotlight: Ripple Strikes Back, Bitcoin Cools Off

In a high-stakes regulatory showdown, Ripple Labs has sharply criticized the U.S. Securities and Exchange Commission (SEC) for what it calls “ambiguous and inconsistent” crypto regulations. This pushback comes as U.S. senators debate new legislative frameworks for digital assets, including the CLARITY Act and Token Taxonomy Act — both aimed at clarifying whether tokens like XRP are securities or not.

Ripple’s legal team, supported by executives and industry allies, continues to argue that the SEC’s enforcement-first approach has stifled innovation and created uncertainty. This public stance is being seen as Ripple’s boldest yet in pushing for clear, codified rules at the federal level.

Meanwhile, Bitcoin (BTC) saw a minor pullback, dipping around 1.8% to ₹113,280, as traders locked in profits and waited for cues from U.S. policy and interest rate signals.

Ripple vs SEC: The Core of the Senate Debate

Ripple’s aggressive stance is tied to its long-standing legal battle with the SEC, which began in 2020 when the agency alleged that XRP was an unregistered security. Although Ripple scored a partial legal win in 2023 — with the court ruling that XRP is not a security when sold to the public — uncertainty still looms over institutional transactions and future sales.

Now, Ripple is urging U.S. lawmakers to take definitive action:

• ✅ Calling for the SEC to clarify how tokens are classified

• ✅ Supporting legislation that gives the CFTC authority over digital commodities

• ✅ Advocating for safe harbor provisions to protect developers and builders

Ripple's chief legal officer stated, “We can’t innovate in a regulatory fog. Congress must step up to define digital assets clearly.”

This clarity is not just a U.S. issue. With increasing global scrutiny, regulatory developments in Washington could significantly influence how crypto is treated in emerging markets, including India — where the regulatory structure remains under development.

Technical Analysis: XRP & Bitcoin Price Action

XRP/INR Holding Support Amid Political Buzz

• Current Price: ₹49.60

• Weekly Change: +2.4%

• Resistance Levels: ₹51.20 → ₹53.60 → ₹56.80

• Support Levels: ₹48.00 → ₹46.30 → ₹44.50

• RSI: 58 — healthy, not overbought

• MACD: Slight upward momentum, bullish crossover confirmed

• Key Insight: A break above ₹51.20 could lead to a retest of ₹56.80, especially if Ripple’s Senate push gains traction

BTC/INR — Cooling Off, Still Bullish Long-Term

• Current Price: ₹113,280

• 24h Dip: −1.8%

• Resistance Zones: ₹115,500 → ₹118,200 → ₹120,000

• Support Levels: ₹112,000 → ₹110,250

• Volume Indicator: Declining slightly suggests short-term hesitation

• Fibonacci Support Level: Holding 61.8% retracement from last swing high

• Key Insight: As long as BTC holds above ₹112K, the broader uptrend remains intact. Look for macroeconomic cues or ETF inflow data to reignite upward momentum.

Senate Bills in Play: CLARITY Act & Stablecoin Oversight

Two major legislative pieces are now in the spotlight:

1. The CLARITY Act: Aims to establish clear criteria for when a digital asset is considered a commodity vs. a security.

2. GENIUS Stablecoin Act: Already passed, this legislation brings stablecoin issuers under specific regulatory guidelines — including audit, reserve, and registration requirements.

If these bills pass the Senate, it would signal a turning point for the U.S. crypto market, and potentially unlock long-term bullish momentum for compliant tokens like XRP.

Why This Matters for Indian Investors

Indian crypto investors should watch this Ripple-SEC showdown closely. While India’s policy toward digital assets is still evolving, regulatory signals from the U.S. tend to influence sentiment globally. A favorable legal outcome for Ripple could:

• ✅ Support XRP relisting on global exchanges

• ✅ Open doors for banking partnerships in Asia

• ✅ Improve investor confidence in utility tokens

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Final Thought

Ripple’s escalating battle with the SEC is not just legal theater  it’s a defining moment in crypto history. With the possibility of U.S. law finally drawing a line between securities and digital assets, XRP could become one of the biggest beneficiaries. While Bitcoin consolidates, XRP’s trajectory is now tethered to the regulatory winds blowing out of Washington.

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