Real Cost of Buying ₹10,000 Bitcoin in India (Fees, Spread)
Buying ₹10,000 worth of Bitcoin on BuyUcoin comes with a 0.24% trading fee (GST included)—about ₹24. But that’s not the whole story. The final cost can vary depending on the price spread. The good news is no TDS will deducted when you buy Bitcoin; the 1% TDS generally applies when you sell crypto, subject to applicable rules.
This post breaks down every rupee that can leave your pocket, from deposit to selling and withdrawing. I’ll also show you a simple test you can run yourself in two minutes.
What are all the costs when I buy ₹10,000 of Bitcoin?
Deposit cost: adding rupees to the exchange
Trading fee: a percentage of your order
Spread: the gap between buy and sell prices
Withdrawal cost: moving money or coins out
Tax: TDS and income tax when you sell
The first two are visible. The third is the sneaky one.
Do I pay anything to deposit money?
On BuyUcoin, deposits carry no fee also any charge depends on your banking partner, and bank transfers like IMPS, NEFT or UPI are often free from the bank’s side too. Check your own bank, though. Typical cost: ₹0.
How much is the trading fee on ₹10,000?
BuyUcoin lists 0.24% for both maker and taker orders, including GST.
0.24% of ₹10,000 = ₹24, and nothing more is added on top
Here’s how different fee percentages look on the same ₹10,000:
How do other exchanges charge?
There are four common models:
Flat percentage: Same fee on every trade (BuyUcoin’s 0.24%)
Maker/taker split: Cheaper if your order waits in the book, costlier if it fills instantly
Spread model: No visible fee, but the price is slightly worse than market
Basket or management fee: used by some SIP or coin-set products
Why do I see different fees for the same exchange online?
Because exchanges use tiers, promotions and volume discounts, and many comparison pages are outdated. Third-party sites currently list the same exchange at very different rates. Open each exchange’s own fee page on the day you trade.
What is spread and why does it matter more than the fee?
The spread is the difference between the price you’d pay to buy and the price you’d get to sell, right now. If you buy and immediately sell, you lose the spread even if the fee is zero.
On a busy order book, the spread is tiny. On “instant buy” screens, a margin may sit inside the price, so the fee looks like zero while the cost is real.
How can I test the real cost between two apps?
Try this on any two platforms at the same minute:
Enter ₹10,000 as a buy order on both. Don’t confirm.
Note how much Bitcoin each will give you after all fees.
Compare the two.
A made-up example: App A shows 0.000100 BTC, App B shows 0.0000993 BTC. That’s a 0.7% difference, or about ₹70 on ₹10,000, regardless of what either app says its fee is.
Is there TDS when I buy crypto?
No. Section 194S TDS applies on the sale. It’s 1% of the sale value, once your yearly sales cross ₹50,000 (₹10,000 for some categories). It’s not an extra cost. It’s your income tax paid in advance, and you adjust it when you file. But it does tie up cash until you do.
What does the whole journey cost? (Buy, sell and withdraw)
Assume this: You buy ₹10,000 of Bitcoin, it rises, and you sell for ₹10,500. Fee: 0.24%, INR withdrawal: ₹10 (check the current figure).
Step | Amount |
Buy fee | ₹24 |
Sell fee (on ₹10,500) | ₹25.20 |
INR withdrawal | ₹10 |
Income tax on ₹500 gain (30% plus 4% cess) | about ₹156 |
What’s left of your ₹500 move | about ₹285 |
This ignores spread, which would reduce it further.
This tells you something useful. To break even, Bitcoin needs to rise by roughly 0.5% just to cover fees on a round trip. Tiny short-term trades are a hard game to win. See why losses can’t be offset for the other side of that equation.
What other costs should I look for?
Crypto withdrawal fees: Depend on the coin and network, and can be a fixed amount that hurts small balances.
Inactivity or custody fees: Some platforms charge these.
For a complete look at one exchange’s charges, see BuyUcoin fees explained.
Pros and cons of choosing an exchange mainly on fees
Pros
You keep more Bitcoin per rupee; you learn how platforms make money.
Cons
A tiny fee gap can push you to a weaker platform; fee pages change; fee isn’t the same as total cost.
Conclusion
For a ₹10,000 buy, the fee is often ₹20 to ₹50. The spread and the tax you owe later can matter just as much. Run the two-app test, read the fee page of each exchange the same day, and remember that buying cheaper never replaces buying carefully. If you’d like to see what you’d pay before you commit, BuyUcoin shows its fees up front. And if you’re starting small, our guide on how much money to start with will help.
FAQs
What is the cheapest way to buy Bitcoin in India?
Compare the final Bitcoin quantity for the same rupee amount on two or three platforms, and use a free deposit method.
Is there TDS when I buy Bitcoin?
No, TDS applies on selling.
What is a spread?
The difference between the buy price and the sell price at the same moment.
Is “0% fee” really free?
Not always. The cost may be inside the price.
Does BuyUcoin’s 0.24% include GST?
Yes, its fee page says maker/taker 0.24% is inclusive of GST.
Is a deposit free?
BuyUcoin doesn’t charge a deposit fee. Your bank might.
Is maker or taker cheaper?
On exchanges that split them, maker is cheaper. On BuyUcoin, both are 0.24%.
How much does it cost to sell and withdraw?
Trading fee again, plus a withdrawal fee. Check the current table.
Does a bigger order reduce my fee percentage?
Only on exchanges with volume tiers.
Where should I verify fees?
On the exchange’s own fee page, on the day you trade.
Ready to Buy Bitcoin in India?
Now that you understand trading fees, price spreads, and applicable taxes, take a moment to check the total cost before placing your order. Buy Bitcoin on BuyUcoin, review the applicable charges, and make an informed investment decision.